SHIFT TIMING: Night Shift
POSITION TYPE: Full-Time
LOCATION: Chennai

DUTIES:
Essential duties shall include but not necessarily be limited to:

• Loan File Inventory: ensuring residential mortgage loan packages contain all
  necessary documentation required to formulate a complete assessment.
• Credit Review: assess all elements of the credit decisioning process undertaken
  to approve the loan including underwriting guidelines, income calculation and
  validation of assets.
• Fraud Review: review the credit package and related background search on
  mortgage loan borrowers to identify potential fraud risks.
• Property Valuation Review: review appraisals and alternative value products for
  conformity to client specified requirements to assess accuracy of the property
  valuation.
• Legal Doc Review: assess all legal documents included in residential mortgage
  loan files to ensure proper execution, enforceability, and sufficiency for title
  perfection.
• Regulatory Compliance Review: gather regulatory compliance data elements
  from the loan file for capture in the due diligence review system.
• Servicing History Review: review the servicing history of residential mortgage
  loans by assessing payment histories and servicing commentary in a manner
  consistent with client requirements.
• Credit Risk Grading: leveraging the utility of the due diligence review system,
  assess loan quality grades based on client specifications and standards set forth
  within applicable credit rating agency grading criteria.